Kerala, a region in India, has a well-developed healthcare system with a mix of public and private providers, offering high-quality medical care, especially in urban areas.

Quick Facts

Healthcare SystemMixed
Quality RatingExcellent
Emergency Number102
Hospital StandardExcellent
Insurance Requiredrecommended
Pharmacy Accesswidespread

Healthcare Overview

Kerala's healthcare system is a mix of public and private providers, with a strong emphasis on preventive care and public health programs. The public healthcare system is generally well-regarded, with many government-run hospitals and clinics providing free or low-cost medical care to citizens. However, the private sector is also well-developed, with many high-quality hospitals and clinics, especially in urban areas like Thiruvananthapuram and Kochi. The quality of care in Kerala is generally excellent, with many medical professionals trained in India and abroad. Urban areas tend to have better access to healthcare services, while rural areas may have more limited options.

The government of Kerala has implemented various initiatives to improve healthcare access and quality, including the establishment of a network of community health centers and the introduction of health insurance schemes for low-income families. Despite these efforts, there are still challenges to be addressed, such as a shortage of medical professionals in certain specialties and a need for improved healthcare infrastructure in rural areas.

Kerala's healthcare system is also known for its emphasis on traditional medicine, including Ayurveda and homeopathy, which are widely practiced and recognized by the government. Many hospitals and clinics in Kerala offer integrated healthcare services, combining conventional and traditional medicine to provide holistic care to patients.

Hospitals & Clinics

FacilityLocationTypeSpecialtiesEnglish-Speaking
Aster MedcityKochiPrivateCardiology, Neurology, OncologyYes
KIMS HospitalThiruvananthapuramPrivateCardiology, Orthopedics, UrologyYes
Government Medical CollegeThiruvananthapuramPublicGeneral Medicine, Surgery, PediatricsLimited
Lakeshore HospitalKochiPrivateCardiology, Neurology, GastroenterologyYes
Sree Chitra Tirunal Institute for Medical Sciences and TechnologyThiruvananthapuramPublicCardiology, Neurology, NephrologyLimited
Malabar Institute of Medical SciencesCalicutPrivateGeneral Medicine, Surgery, Obstetrics and GynecologyYes

Health Insurance

  • Private health insurance is recommended for foreigners and expats, as it provides access to better-quality medical care and more comprehensive coverage.
  • CGHS (Central Government Health Scheme) is a government-run health insurance scheme that provides coverage to government employees and their families.
  • ESI (Employees' State Insurance) is a social security and health insurance scheme for workers in the formal sector.
  • AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy) insurance schemes are available for those seeking traditional medicine treatments.
  • Local insurance options, such as United India Insurance and New India Assurance, offer a range of health insurance plans, including individual and family policies.
  • Costs of health insurance premiums vary depending on the provider, coverage, and individual circumstances, but expect to pay around 5,000-10,000 INR per year for a basic policy.

Pharmacies & Medications

  • Medications are widely available in Kerala, with many pharmacies and chemists located throughout the region.
  • Prescription requirements vary depending on the medication, but many common medications are available over-the-counter.
  • Common brands, such as Cipla and Ranbaxy, are widely available, as well as generic alternatives.
  • Costs of medications are generally lower in Kerala compared to Western countries, but may vary depending on the brand and type of medication.
  • Ayurvedic and homeopathic medications are also widely available, with many pharmacies and stores specializing in traditional medicine.

Vaccinations & Health Risks

  • Hepatitis A and typhoid vaccinations are recommended for all travelers to Kerala.
  • Malaria and dengue fever are present in some areas, especially during the monsoon season, and precautions such as insect repellent and mosquito nets are recommended.
  • Water safety is a concern, with many waterborne illnesses present in the region, so it's recommended to drink bottled or filtered water.
  • Food safety is also a concern, with many foodborne illnesses present, so it's recommended to eat at reputable restaurants and avoid undercooked meat and seafood.
  • Cholera and rabies vaccinations may be recommended for certain individuals, such as those working with animals or in high-risk occupations.
  • Japanese encephalitis is present in some areas, especially in rural regions, and precautions such as insect repellent and mosquito nets are recommended.

Medical Tourism

  • Kerala is a popular destination for medical tourism, with many high-quality hospitals and clinics offering a range of medical procedures, including cardiology, orthopedics, and cosmetic surgery.
  • Accredited hospitals, such as Aster Medcity and KIMS Hospital, offer a range of medical procedures and services, including organ transplants and cancer treatment.
  • Cost savings can be significant, with many medical procedures costing 50-75% less than in Western countries.
  • Tourist infrastructure, including accommodations and transportation, is well-developed, making it easy for medical tourists to travel to and around Kerala.

Emergency Procedures

  • In case of an emergency, call 102 for an ambulance or 100 for the police.
  • Ambulance reliability is generally good, with many private and public ambulance services available.
  • Nearest hospitals can be found by asking locals or using a mapping app, such as Google Maps.
  • Insurance claims can be complex, so it's recommended to contact your insurance provider as soon as possible to initiate the claims process.
  • Medical records should be kept up-to-date and easily accessible, in case of an emergency or medical consultation.
Related: Healthcare Costs