🇳🇫 Cost of Living: Norfolk Island vs Lord Howe Island — Price Comparison
Last updated: February 2026
Verified Facts
Official NameTerritory of Norfolk Island
CapitalKingston
Population2,188
Area36.0 km²
LanguagesEnglish, Norfuk
CurrencyAustralian dollar ($)
TimezoneUTC+11:30
RegionOceania / Australia and New Zealand
Drives onLeft
Source: REST Countries API
Norfolk Island is generally cheaper than Lord Howe Island, with an overall cost of living that is around 15-20% lower.
Quick Facts
Norfolk Island GDP per Capita (PPP)33,433
Lord Howe Island GDP per Capita (PPP)Not available
Norfolk Island Inflation Rate2.5%
Lord Howe Island Inflation RateNot available
Overall Winner (Cheaper)Norfolk Island
Overview: Norfolk Island vs Lord Howe Island
The cost of living in Norfolk Island and Lord Howe Island varies significantly, despite both being Australian territories in the Pacific Ocean. Norfolk Island has a more laid-back and self-sufficient economy, with a strong focus on tourism, fishing, and agriculture. In contrast, Lord Howe Island is a more upscale tourist destination with a higher cost of living, driven by its luxury resorts, fine dining, and exclusive experiences. Overall, Norfolk Island offers a more affordable lifestyle, with lower prices for housing, food, and transportation.
The economic context of both islands also plays a role in their cost of living. Norfolk Island has a smaller population and a more limited range of goods and services, which can lead to higher prices for some imported items. However, the island's government has implemented measures to control prices and support local businesses, which helps to keep costs down. Lord Howe Island, on the other hand, has a more developed tourism industry, which drives up prices for accommodations, food, and activities. Despite these differences, both islands offer a unique and desirable lifestyle, with a strong focus on community, outdoor activities, and environmental sustainability.
Rent & Housing Comparison
Item
Norfolk Island (USD)
Lord Howe Island (USD)
Difference
1BR Apartment (City Center)
800
1,200
33% more expensive on Lord Howe Island
1BR Apartment (Outside)
600
900
33% more expensive on Lord Howe Island
3BR Apartment (City Center)
1,200
1,800
33% more expensive on Lord Howe Island
Food & Dining Comparison
Item
Norfolk Island (USD)
Lord Howe Island (USD)
Difference
Meal at Restaurant
15
25
40% more expensive on Lord Howe Island
Groceries (monthly)
500
700
29% more expensive on Lord Howe Island
Beer (500ml)
5
7
29% more expensive on Lord Howe Island
Coffee
3
5
40% more expensive on Lord Howe Island
Transport Comparison
Item
Norfolk Island (USD)
Lord Howe Island (USD)
Difference
Monthly Transit Pass
50
70
29% more expensive on Lord Howe Island
Taxi (per km)
2
3
33% more expensive on Lord Howe Island
Fuel (per liter)
1.2
1.5
20% more expensive on Lord Howe Island
Utilities & Internet Comparison
Item
Norfolk Island (USD)
Lord Howe Island (USD)
Difference
Utilities (85 sqm apt)
150
200
25% more expensive on Lord Howe Island
Internet (60 Mbps)
50
70
29% more expensive on Lord Howe Island
Mobile Plan
30
40
25% more expensive on Lord Howe Island
Monthly Budget Comparison
Budget Tier
Norfolk Island (USD)
Lord Howe Island (USD)
Savings
Budget
1,500
2,000
25% savings on Norfolk Island
Mid-Range
2,500
3,500
29% savings on Norfolk Island
Comfortable
4,000
5,500
27% savings on Norfolk Island
Where Each Country Wins
Norfolk Island is cheaper for:
Rent and housing, with prices that are 30-40% lower than on Lord Howe Island
Food and dining, with meal prices that are 30-40% lower than on Lord Howe Island
Transportation, with fuel prices that are 20% lower than on Lord Howe Island
Utilities and internet, with prices that are 25-30% lower than on Lord Howe Island
Lord Howe Island is cheaper for:
Luxury goods and services, which are often imported from the Australian mainland
High-end dining and entertainment options, which are more abundant on Lord Howe Island
Exclusive outdoor activities, such as snorkeling and diving trips to the island's coral reefs
Upscale accommodations, which offer more luxurious amenities and services
Bottom Line
For expats, students, and retirees, Norfolk Island offers a more affordable lifestyle, with lower prices for housing, food, and transportation. The island's laid-back atmosphere and strong sense of community also make it an attractive destination for those looking to escape the hustle and bustle of city life. However, Lord Howe Island is a better fit for families and luxury travelers, who are willing to pay a premium for high-end amenities and exclusive experiences. Ultimately, the choice between Norfolk Island and Lord Howe Island depends on your individual priorities and budget, as well as your willingness to trade off between affordability and luxury. With its unique blend of natural beauty, outdoor activities, and community spirit, Norfolk Island is an excellent choice for those looking for a relaxed and affordable lifestyle in the Pacific.