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Economic Indicators
The cost of healthcare in Monaco can vary significantly depending on whether you choose public or private healthcare options, with the country's health expenditure per capita being around $8,004.
Quick Facts
Healthcare System Overview
Monaco has a mixed healthcare system, which combines both public and private healthcare providers. The public healthcare system in Monaco is generally considered to be of high quality, with well-equipped hospitals and experienced medical professionals. However, the system can be quite expensive, and many locals and foreigners choose to opt for private health insurance to cover the costs of medical treatment. For locals, the public healthcare system is generally more affordable, with many medical services being subsidized by the government. For foreigners, however, the cost of medical treatment can be quite high, and it is often recommended that they purchase private health insurance to cover the costs of medical treatment.
The healthcare system in Monaco is designed to provide comprehensive medical coverage to all residents, regardless of their income or social status. The system is funded through a combination of government subsidies, social security contributions, and private health insurance premiums. While the public healthcare system is generally considered to be of high quality, there can be long waiting times for certain medical procedures, which is why many people choose to opt for private healthcare options. Private healthcare providers in Monaco offer a range of medical services, including specialist consultations, surgical procedures, and hospital stays, and are often preferred by foreigners and those who can afford the higher costs.
Medical Visit Costs
| Service | Public (USD) | Private (USD) | Notes |
|---|---|---|---|
| GP / Doctor Visit | $50-$100 | $100-$200 | |
| Specialist Consultation | $100-$200 | $200-$500 | |
| Dental Checkup | $50-$100 | $100-$250 | |
| Eye Exam | $50-$100 | $100-$200 | |
| Blood Test (basic panel) | $20-$50 | $50-$100 |
Hospital & Procedure Costs
| Procedure | Cost Range (USD) | Notes |
|---|---|---|
| Emergency Room Visit | $200-$500 | |
| Hospital Stay (per night) | $500-$1,000 | |
| Basic Surgery | $2,000-$5,000 | |
| Childbirth (normal delivery) | $5,000-$10,000 | |
| MRI Scan | $500-$1,000 | |
| X-Ray | $50-$200 |
Health Insurance
| Coverage Type | Monthly Cost (USD) | What It Covers |
|---|---|---|
| Basic Local Insurance | $200-$500 | Doctor visits, hospital stays, basic medical procedures |
| Comprehensive Private | $500-$1,000 | Specialist consultations, surgical procedures, hospital stays, dental and eye care |
| International / Expat | $1,000-$2,000 | Global coverage, including medical evacuation and repatriation |
Pharmacy & Medication Costs
- Prescription medication can cost between $10-$50 per prescription
- Over-the-counter medication is widely available at pharmacies and supermarkets
- Pharmacies are generally open from 9am-7pm, Monday to Saturday
- Prescription rules are strict, and many medications require a doctor's prescription
- Common medications such as painkillers and antibiotics can cost between $5-$20 per pack
- Medication prices can vary depending on the pharmacy and the location
Emergency Care
In the event of a medical emergency, it is recommended that you call the emergency number 15, which will connect you to the local ambulance service. The ambulance service is well-equipped and staffed by trained medical professionals, and will transport you to the nearest hospital. The best hospital for foreigners is the Princess Grace Hospital, which is a modern and well-equipped facility that offers a range of medical services, including emergency care, surgical procedures, and hospital stays. The hospital has a team of experienced medical professionals who speak multiple languages, including English, and are able to provide high-quality medical care to foreigners.
It is also recommended that you have a basic knowledge of French, as not all medical professionals speak English. However, many hospitals and medical facilities in Monaco have staff who speak multiple languages, including English, and are able to provide assistance to foreigners. In the event of a medical emergency, it is also a good idea to have a list of important phone numbers, including your embassy and insurance provider, as well as a copy of your health insurance card and any relevant medical documents. By being prepared and having the right information, you can ensure that you receive the best possible medical care in the event of an emergency.