Verified Facts
Economic Indicators
The cost of healthcare in Bermuda can range from $50 to $500 per doctor visit, with insurance premiums starting at around $200 per month, depending on the type of coverage and provider.
Quick Facts
Healthcare System Overview
Bermuda has a mixed healthcare system, with both public and private providers offering a range of services. The public healthcare system is generally considered to be of high quality, with well-equipped hospitals and clinics, but it can be crowded and slow. Private healthcare providers, on the other hand, offer more personalized and efficient care, but at a higher cost. Locals and foreigners can access both public and private healthcare services, but foreigners may need to pay out-of-pocket or have insurance to cover the costs. The healthcare system is generally well-regarded, with a high standard of care and a wide range of specialized services available.
The healthcare system in Bermuda is designed to provide comprehensive care to all residents, regardless of their income or social status. However, the system can be complex, and navigating it can be challenging, especially for foreigners. It is recommended that individuals have insurance to cover the costs of healthcare, as out-of-pocket expenses can be high. There are several insurance providers in Bermuda, offering a range of plans and coverage options. It is essential to research and compare different plans to find the one that best suits your needs and budget. Additionally, some employers in Bermuda offer health insurance as part of their employee benefits package, which can help reduce the cost of healthcare.
Medical Visit Costs
| Service | Public (USD) | Private (USD) | Notes |
|---|---|---|---|
| GP / Doctor Visit | $50-$100 | $100-$200 | |
| Specialist Consultation | $100-$250 | $250-$500 | |
| Dental Checkup | $50-$150 | $150-$300 | |
| Eye Exam | $50-$100 | $100-$200 | |
| Blood Test (basic panel) | $20-$50 | $50-$100 |
Hospital & Procedure Costs
| Procedure | Cost Range (USD) | Notes |
|---|---|---|
| Emergency Room Visit | $200-$500 | |
| Hospital Stay (per night) | $500-$1,500 | |
| Basic Surgery | $2,000-$5,000 | |
| Childbirth (normal delivery) | $3,000-$6,000 | |
| MRI Scan | $500-$1,000 | |
| X-Ray | $50-$200 |
Health Insurance
| Coverage Type | Monthly Cost (USD) | What It Covers |
|---|---|---|
| Basic Local Insurance | $200-$500 | Doctor visits, hospital stays, basic procedures |
| Comprehensive Private | $500-$1,500 | Specialist consultations, advanced procedures, dental and vision care |
| International / Expat | $1,000-$3,000 | Global coverage, emergency evacuation, comprehensive medical and dental care |
Pharmacy & Medication Costs
- Prescription medication can cost between $10-$50 per prescription
- Over-the-counter medication is widely available and relatively affordable, with prices starting at around $5
- Pharmacies are abundant in Bermuda, with many located in convenient locations such as supermarkets and shopping centers
- Some pharmacies offer delivery services, which can be convenient for those who are unable to leave their homes
- Prescription rules are generally strict, and individuals may need to provide a valid prescription from a licensed doctor to obtain certain medications
- Common medications such as pain relievers and antihistamines are widely available and relatively affordable
Emergency Care
In the event of a medical emergency, individuals should call 911 or visit the emergency room at the King Edward VII Memorial Hospital, which is the main hospital in Bermuda. The hospital has a well-equipped emergency department and a team of experienced doctors and nurses who can provide urgent care. Ambulance services are also available, and can be reached by calling 911. For foreigners, it is recommended to have insurance that covers emergency medical evacuation, as this can be a costly and complex process. The best hospitals for foreigners in Bermuda are the King Edward VII Memorial Hospital and the Bermuda Hospitals Board, which offer a range of specialized services and have experience caring for international patients. It is essential to research and understand the emergency care options available in Bermuda, and to have a plan in place in case of an emergency.